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I requested to have a postpone date. It takes like few months to received responce. Yes i did received the approval of the new date, BUT it was like after a few week of the date stated on the letter. The worse part is that, the due date for me to response on the later is OVER. Where is the problem here exactly?? Does it cause by the late process in the mailing services?? I submited another letter to explain on that and yet i got no response until now!

The last thing i know is that, i have received the blacklist letter!!! When you sign the contract to borrow the money, dint it state that once u graduate, u have 6 months to payback PTPTN without interest? Dont know know what you signed???? How could you not take your contract seriously. Being black listed is a 1st step for you to learn to be careful of what you sign next time.

Lesson learned and dont complain. This is very lame. If they are really want to help us, why are they charging an interest to our loan??? Make it a what u borrow is what u pay basis. Afterall, those money came from our parent. Why are they always giving their citizen a BIG headache??! If u r sincere enuf to help, try not to make our difficult life harder.

PTPTN loan is exactly what it is, a study loan, not a scholarship, unless you did very well and had it converted to a scholarship. Please pay up and cut the lame excuses. I have some question to ask and share. If the borrower are married and have childs and paid an average salary e. Take MARA as example. But this suggestion are for those who earned 3k and below. Thanks to ptptn for the loan that i can be what i am now. You can refer here for the article: If you cant pay why did you take the loan.

Nothing is free in this world. If you working in Singapore then its lame to say that u dont have RM or RM per month to pay back. If not please stop complaining and start paying. PTPTN is giving out huge sum to everyone who is borrowing and they made you sign contract, And in it clearly stated how much you need to pay and for how long.

For all you citizens who borrowed and not paying, the words im gona use is harsh but face it. So is the country being bad or you just making your self stupid. That is a huge sum for me but i borrowed the money and its my responsibility to pay it back. Please be glad that they are not making you bankrupt or whatever because you are not paying back.

Your family problem is not the countries problem but the countries problem is your problem. For those who are jobless, stop relaxing and being choosy and go work. But unfortunately, we are no God that we know our fate is gonna be so hard like this.

They are not God and they cannot predicted what will happened in future! Ya you are 25 years old, very young and supporting you family as well but may be you got a good job with a thick salary.

Lots of them end up working for salary as low as RM per month and that amount barely cover their expenses especially those who have family of their own. I know you gonna said, why married if cannot support a family, but as i said we are no God and we cannot tell what happened in our life.

Yet, for the record, those who pay halves of the monthly instalments; on-off once in every two months , are still getting the benefit of not receiving court summons. However they are only save for the moment. Early this year, we the panel solicitor for ptptn received insruction to proceed 10k summons against the defaulters, and they are those the former i mentioned.

As for the latter, I do not know yet their fate,but ptptn will issue another tsunami instruction this september.

I hope it against the same hard defaulters as the former and not those who are paying out of their hardship. So people, even if it is really hard, try make payment every month, for even just rm In my experience, those who made prior payment even that little, they have much better chance to discuss with ptptn about removing the blacklist.

And dont forget to follow up to make sure you got that benefit. Believe me, the automated system did screwed, as I for myself received the offer whereas I did not borrow from ptptn…. Do you need Extra Cash for start up your Business or need funds for Personal needs? Drop us an e-mail for further discussion and assistance mailto: I want a loan. I am not here to say borrowers do not need to repay their loan. Freedom to travel is a basic human rights. Only people like bankruptcy whom were declared by court were disallowed to travel overseas for uncessary reason.

No bank will be allowed to work directly with Malaysia immigration to block travellers without court order. PTPTN borrowers who got their freedom of travel blocked by government institution which is having audit, quality and compliance problems themselves is abusing their power by working with immigration and impose illegal restriction. Hello everyone, relating to what has been said by most of you citizens of Malaysia, I believe we should learn to use our head and not our foot some times when we think of helping people.

In view of all that has been said by individual, I could find a lot of idiots who talks like people without brain. Talking about PTPTN is not what we should take ourselves to become fools in the presence of our leaders. Malaysia is not the only nation that gives out study loan to his fellow citizens, American does it, so as Britain too and they never take it has something so hard on their citizens for them not to gain the opportunities they want. In the area of travelling overseas, I believe those who are behind the ptptn should not have any right to collide with the Immigration from deny their fellow citizens from travelling overseas because even Americans and the British allow their fellow citizens to go round the world because they trust their citizens.

What they should do is making an agreement with them so that wherever they are around the world, they should be making their payment instalmentally without any difficulties. The government of Malaysia should try to give a helping hand to their fellow citizens, so as for them to be able to get their payment done.

For a graduate of this country, we should expect a payment and not peanut because we all know the reasons why we go to school and become a better person in life. We are begging the government of Malaysia to please have a look into the areas of ptptn study loan payment to what they can do to help our fellow citizens.

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